Accounts
HeadStart® Chequing Expand/Collapse
Ages 13-18. At Age 19 this account changes to a Young Adult eChequing.
| Cheque Clearing |
$0.65 |
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
FREE |
| Bill payment - Telephone or Internet |
FREE |
| Pre-Authorized Transaction |
FREE |
| ATM Withdrawal/Transfer at any CU in Canada |
FREE |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*
Plus regular fee
Student eChequing Expand/Collapse
Ages 19-24. Must be a student. At age 25 or post-graduate, this account changes to an eChequing.
First 40 Transactions Included:
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$0.55 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
|
Additional Charges:
| Cheque Clearing |
$0.65 |
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Young Adult eChequing Expand/Collapse
$5 monthly. Ages 19-24. At Age 25 this account changes to an eChequing.
First 40 Transactions Included:
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$0.55 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
|
Additional Charges:
| Cheque Clearing |
$0.65 |
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Regular Chequing Expand/Collapse
First $10 in fees waived with minimum $1,000 monthly balance.
| Cheque Clearing |
$0.65 |
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$0.55 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*
Plus regular fee
eChequing Expand/Collapse
$8 Monthly.
First 35 Transactions Included:
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$0.55 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
|
Additional Charges:
| Cheque Clearing |
$0.65 |
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Advantage Chequing Expand/Collapse
$15 monthly. Includes $5 off safety deposit box rental annual fee.
| Cheque Orders |
FREE |
| Cheque Clearing |
FREE |
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
FREE |
| Bill payment - Telephone or Internet |
FREE |
| Pre-Authorized Transaction |
FREE |
| ATM Withdrawal/Transfer at any CU in Canada |
FREE |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Optimum Chequing Expand/Collapse
$21 monthly. Includes $25 off safety deposit box rental annual fee.
| Cheque Orders |
FREE |
| Cheque Clearing |
FREE |
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
FREE |
| Bill payment - Telephone or Internet |
FREE |
| Pre-Authorized Transaction |
FREE |
| ATM Withdrawal/Transfer at any CU in Canada |
FREE |
| ATM Withdrawal at any non-CU in Canada |
FREE |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
| Specific Stop Payment |
FREE |
| Certified Cheque |
FREE |
| Draft/Money Order |
FREE |
|
*Plus regular fee
Golden Chequing Expand/Collapse
Ages 60+. Includes $5 off safety deposit box rental annual fee.
| Cheque Orders |
FREE |
| Cheque Clearing |
FREE |
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
FREE |
| Phone-in Transfer/Account History* |
FREE |
| Interac® Point of Sale Payment |
FREE |
| Bill payment - Telephone or Internet |
FREE |
| Pre-Authorized Transaction |
FREE |
| ATM Withdrawal/Transfer at any CU in Canada |
FREE |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
| Money Order |
FREE |
|
U.S. Dollar Chequing Expand/Collapse
| Cheque Clearing |
$1.50 |
| Withdrawal/Transfer - in branch |
$1.50 |
| Member to Member Transfer - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
|
*Plus regular fee
Fat Cat® Savings Expand/Collapse
Ages up to 13. At age 13 this account changes to a Plan 24® Savings.
Interest calculated on daily balance, paid monthly.
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
FREE |
| Bill payment - Telephone or Internet |
$1.00 |
| Pre-Authorized Transaction |
$1.00 |
| ATM Withdrawal/Transfer at any CU in Canada |
FREE |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Plan 24® Savings Expand/Collapse
Interest calculated on daily balance, paid monthly.
| Withdrawal/Transfer - in branch |
$0.65 |
| Member to Member Transfer - in branch |
$0.65 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$1.00 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Golden Plan 24® Savings Expand/Collapse
Ages 60+. Interest calculated on daily balance, paid monthly.
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
FREE |
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$0.55 |
| Pre-Authorized Transaction |
$1.00 |
| ATM Withdrawal/Transfer at any CU in Canada |
$0.55 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Regular Savings Expand/Collapse
Interest calculated on min. monthly balance, paid annually.
| Withdrawal/Transfer - in branch |
$1.00 |
| Member to Member Transfer - in branch |
$1.00 |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
| Interac® Point of Sale Payment |
$1.00 |
| Bill payment - Telephone or Internet |
$1.00 |
| Pre-Authorized Transaction |
$1.00 |
| ATM Withdrawal/Transfer at any CU in Canada |
$1.00 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
Golden Regular Savings Expand/Collapse
Ages 60+. Interest calculated on min. monthly balance, paid annually.
| Withdrawal/Transfer - in branch |
FREE |
| Member to Member Transfer - in branch |
FREE |
| Bill Payment - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
FREE |
| Interac® Point of Sale Payment |
$0.55 |
| Bill payment - Telephone or Internet |
$1.00 |
| Pre-Authorized Transaction |
$1.00 |
| ATM Withdrawal/Transfer at any CU in Canada |
$1.00 |
| ATM Withdrawal at any non-CU in Canada |
$1.50 |
| ATM Withdrawal in U.S. |
$3.50 |
| ATM International Withdrawal |
$3.50 |
| Interac® e-Transfer* |
$1.50 |
| Transfer - Internet |
FREE |
| Member to Member Transfer - Internet |
FREE |
|
*Plus regular fee
U.S. Dollar Plan 24® Savings Expand/Collapse
Interest calculated on daily balance, paid monthly.
| Withdrawal/Transfer - in branch |
$1.50 |
| Member to Member Transfer - in branch |
$1.50 |
| Phone-in Transfer/Account History* |
$2.00 |
|
*Plus regular fee
Service Fees Expand/Collapse
| Cheque Orders |
See Branch |
| Specific Stop Payment |
$10.00 |
| Certified Cheque |
$10.00 |
| Certified Cheque: non-member |
$20.00 |
| Draft/Money Order |
$10.00 |
| Draft/Money Order: non-member |
$20.00 |
| Official Cheque |
$10.00 |
| Debit Card Replacement |
$10.00 |
| Bill Payment: non-member |
$3.00 |
| Post-Dated Items |
$2.00 |
| NSF Return Charge |
$45.00 |
| Cheque Cashing: non-member |
$20.00 |
| Coin Handling (if rolled): member |
FREE |
| Coin Handling (not rolled): member |
3% of total |
| Coin Handling: non-member (min. charge of $5.00) |
5% of total |
| Fax/Photocopies |
$1.00/page |
| Fax/Photocopies: non-member |
$2.00/page |
| Cheque Copies |
$1.00/item |
| Duplicate Statement |
$2.00/statement |
| Foreign Currency: non-member (limit of $200.00) |
$10.00 |
| Estate processing Fee |
$75.00 |
|
|
*Trade-mark of Interac® Inc. Used under license.
